If you have a business, you surely know how difficult it is to find a simple, clear and no hidden cost system to manage the accounts and business operations. Often you have to “go crazy” behind so many different solutions, and in many cases none of them can really adapt to the needs of your business. How do you say? Did I hit the spot exactly? I knew it, and this is the reason why today I want to tell you about the new banking platform launched by illimity: b-ilty
b-ilty is a new banking paradigm for businesses: the first Digital Business Store of financial products and services developed to help small and medium-sized enterprises grow. In short, it is one complete platform 100% digitalcustomizable to meet the different challenges of each business e constantly updated to continuously improve and simplify the user experience. It involves a subscription with a fixed monthly fee of € 40 which includes all services (try & buy formula, free for the first three months), with no surprises no hidden costs. Furthermore, to ensure maximum transparency, it is possible to use the platform free of charge for the first 3 months.
With b-ilty you can connect your various accounts, including those of different banks, within your home banking to monitor the progress of the company; make wire transfershandle payments and taxesget debit / credit cardsrequest financing in the medium and long term and much more; all with the possibility of manage access and regulate permissions for each user of the platform: this means that, for example, you can allow access to certain information to collaborators (differentiating them on behalf of) and give access to the accountant to simplify the accounting management of the company without risks for the security and privacy of data. Interesting, right? Then read on and find out more how b-ilty works. This article was written in collaboration with illimity.
Index
- How to access b-ilty
- How to use b-ilty
- Dispay window
- Profile management
- Account aggregation with illimity connect
- Operations, cards and other useful functions
- Relationship Manager and Smart Care Assistance
How to access b-ilty
For enter the b-ilty store you must have a pass. If you don’t have it yet, you can request it quickly by connecting to the official website of b-ilty and clicking on the appropriate item that you find under the login form. If you want, you can try b-ilty immediately by entering my code: ARANZUL1
Enter the required data (name, surname and your company data) and click on button to submit the request.
After that, you can check it out status of the practiceby selecting the dedicated item you see at the top of the main page of b-ilty and, as soon as the pass is ready, you will receive it directly to the e-mail with which you registered.
Once you have obtained the pass, connect to the official b-ilty website and enter the code in the appropriate field you see on the screen; then click on the button to go forward and fill out the registration form that is proposed to you, in which you will have to enter the information about your business (which will allow you to obtain an experience tailored to your business) and yours contacts (email and phone).
Once this is done, click on the button for send the form and you will be notified of the data with which you will be able to access b-ilty, that is email address And VAT number. You will also receive confirmation of registration via email. Easy, don’t you think?
How to use b-ilty
After creating the account, you will be able to log in to b-ilty with your data and start using the many tools made available by the platform. Let’s see them in detail.
Dispay window
Once logged in to b-ilty store you are greeted by dispay windowwhich illustrates all the functions made available by the platform, which can be activated by subscribing to a 40 euros / month (free trial for the first 3 months).
You will therefore find an overview of the most useful services foroperation and the growth of your business (for example those for wire transfers, payments and taxes, credit / debit cards and non-recourse factoring), business management (e.g. illimity connect and profile management) and the support (with assistance always available and able to provide quick answers to meet the needs of entrepreneurs.
Finally, you will find the list with the functions active immediatelythose can be activated on request and those arriving. Among the functions immediately available, I would like to point out those dedicated to wire transfers (with the possibility of making SEPA transfers in Italy and Europe, even instantaneous), profile management (to set accesses with differentiated permissions), the aggregate view of all accounts (to view accounts, balances and movements, including those of other banks) and the one to manage payments and taxes (to pay for bills, F24, etc.).
Among the products that can be activated on request, however, I point out the business debit and credit cardsthe factoring without recourse (to transfer invoices digitally, optimizing liquidity and reducing the risk of non-collection) and financing of b-ilty in the short, medium and long term.
Profile management
One of the winning features of b-ilty is definitely the profile managementthanks to which it is possible to assign to the corporate subjects who access the platform distinct roles, with different faculties, powers and qualifications (also specific for account, so there may be different permissions depending on the reference account if the company has more than one bill).
Going more specifically, you can create an account master’s degreewho is the legal representative of the company and has the power to add new users and manage their authorizations, and various accounts from Delegatewho can instead view information, access different sections of the platform and arrange payments based on profiles, with different authorizations based on the preferences set by the Master.
Delegate accounts are divided into Device delegate (who can view the balances, movements and conditions of the current accounts on which he is enabled; he can view communications, documents and contracts; he can arrange and make payments and operations and can authorize the operations entered from the compilation profiles; he can also upload and download documents) ; Compiling delegate (coming soon, which can view balances, movements and conditions of the current accounts on which it is enabled; can view communications, documents and contracts; can enter data for some payment and collection provisions that must be authorized
from a device profile) e Information delegate (which can view balances, movements and conditions of the current accounts on which it is enabled, as well as communications, documents and contracts).
Using a Master account you can easily create Delegate accounts by accessing the section Profile management by b-ilty and clicking on the button dedicated to the type of profile to create. Subsequently, by selecting an account it is possible to modify the permissions and authorizations, also deciding the accounts to which the latter can access.
Account aggregation with illimity connect
With b-ilty you have access to a banking platform where you can make the best use of other banks. Thanks to illimity connect it is indeed possible connect the accounts of various banksin order to monitor all the movements in an aggregate or single way (by single institution / account) and to have an always updated picture of all your financial situation of your company in a single point.
Also, as mentioned before, you can choose what operations and information to display to the various users who have access to the platform: for example, it is possible to reserve some information for the head of the company, some for collaborators and other external professionals.
Operations, cards and other useful functions
With b-ilty it is possible to perform wire transfers of various kinds (SEPA in Italy and Europe, even instant), pay bills and taxes and request business debit and credit cardsget financing in the short, medium and long term and much more.
Relationship Manager and Smart Care Assistance
The proximity to the needs of each company is also testified by the support and fromsupport provided by b-ilty to its customers.
With i Relationship Managerfor example, a team of financial specialists with vertical experience in individual industrial sectors is at your disposal. Each entrepreneur can therefore get in touch with the profile most akin to his business and study together with the latter the best opportunities for the business.
With the’Smart Care assistanceInstead, you can count on an assistance service that is always available, which responds quickly and in a prepared way to the requests of entrepreneurs to offer support to all the needs of the latter.
The services in question can be accessed at any time through the appropriate menus available on the platform. For more details and to dispel any remaining doubts about the functioning of b-ilty, I refer you to the official website of the service.
